Thomas Ernoult

Reference number: 838648

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Introducer appointed representative

Thomas Ernoult can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thomas Ernoult (FRN 838648) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not Thomas Ernoult.
  • Example: if Thomas Ernoult refers you to a financial adviser, the advice should come from the principal firm, not from Thomas Ernoult itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07889 183044

  • Verified address

    6 Radnor Close, Chislehurst, BR7 6SH, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Thomas Stephen Ernoult

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Common questions

Frequently asked questions

Is Thomas Ernoult FCA authorised?
Thomas Ernoult (FRN 838648) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thomas Ernoult?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thomas Ernoult (FRN 838648) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not Thomas Ernoult. Example: if Thomas Ernoult refers you to a financial adviser, the advice should come from the principal firm, not from Thomas Ernoult itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Thomas Ernoult?
Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for Thomas Ernoult's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Thomas Ernoult a scam or clone?
Thomas Ernoult is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Thomas Ernoult's Firm Reference Number (FRN)?
Thomas Ernoult's FRN is 838648. You can verify it on the FCA register.