Thomas Miller Defence Ltd

Reference number: 417494

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

THE UNITED KINGDOM FREIGHT DEMURRAGE AND DEFENCE ASSOCIATION LIMITED Reference number: 202588 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Miller Defence Ltd (FRN 417494) is an AR of THE UNITED KINGDOM FREIGHT DEMURRAGE AND DEFENCE ASSOCIATION LIMITED (FRN 202588). When you use Thomas Miller Defence's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Miller Defence, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 7283 4646

  • Verified address

    90 Fenchurch Street, London, EC3M 4ST, United Kingdom

Company details

From the company's Companies House record.

Company number
01901412
Company status
Active
Company type
Private limited company
Incorporated
1 April 1985 (41 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Daniel John Evans Director Aug 1966 8 Jan 1997
Susanne Louise Murphy Director Dec 1972 23 Feb 2006
Kieron Gerard Moore Director Jul 1969 12 Nov 2013
Willem Daniel Van Der Westhuysen Director Jan 1983 11 Feb 2016
Kieran Patrick Halpenny Secretary Not published 31 Dec 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through THE UNITED KINGDOM FREIGHT DEMURRAGE AND DEFENCE ASSOCIATION LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Thomas Miller Defence Ltd FCA authorised?
Thomas Miller Defence Ltd (FRN 417494) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Miller Defence?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Miller Defence Ltd (FRN 417494) is an AR of THE UNITED KINGDOM FREIGHT DEMURRAGE AND DEFENCE ASSOCIATION LIMITED (FRN 202588). When you use Thomas Miller Defence's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Miller Defence, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Thomas Miller Defence?
Protection works through THE UNITED KINGDOM FREIGHT DEMURRAGE AND DEFENCE ASSOCIATION LIMITED, the principal firm responsible for Thomas Miller Defence's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Thomas Miller Defence a scam or clone?
Thomas Miller Defence is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Thomas Miller Defence's Firm Reference Number (FRN)?
Thomas Miller Defence's FRN is 417494. You can verify it on the FCA register.