Thomas Miller P&I Ltd

Reference number: 460811

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Miller P&I Ltd (FRN 460811) is an AR of THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED (FRN 202560). When you use Thomas Miller P&I's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Miller P&I, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Thomas Miller Specialty Marine
  • Thomas Miller Specialty P&I
  • TMSM
  • TMS P&I

Company details

From the company's Companies House record.

Company number
02920387
Company status
Active
Company type
Private limited company
Incorporated
19 April 1994 (32 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Nigel John Patrick Carden Director Feb 1954 7 Oct 2006
Alan Alexander John Mackinnon Director Aug 1970 28 Feb 2011
Andrew John Taylor Director Nov 1970 1 Apr 2014
Philip Brian Clacy Director Mar 1965 30 Apr 2015
Nigel Christopher De Silva Director Jul 1976 12 Jun 2018
William Erskine Beveridge Director Apr 1969 17 Sep 2022
Patrick Douglas Blackwood Ryan Director Oct 1978 20 Dec 2023
Stuart Edmonston Director Aug 1975 20 Dec 2023
Lisa Jane Gibbard Director Feb 1973 14 Mar 2024
Kieran Patrick Halpenny Secretary Not published 31 Dec 2009

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Thomas Miller P&I (Europe) Ltd

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Common questions

Frequently asked questions

Is Thomas Miller P&I Ltd FCA authorised?
Thomas Miller P&I Ltd (FRN 460811) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Miller P&I?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Miller P&I Ltd (FRN 460811) is an AR of THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED (FRN 202560). When you use Thomas Miller P&I's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Miller P&I, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Thomas Miller P&I?
Protection works through THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED, the principal firm responsible for Thomas Miller P&I's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Thomas Miller P&I a scam or clone?
Thomas Miller P&I is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Thomas Miller P&I's Firm Reference Number (FRN)?
Thomas Miller P&I's FRN is 460811. You can verify it on the FCA register.