Thomas Miller War Risks Services Ltd

Reference number: 422488

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED Reference number: 202813 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Miller War Risks Services Ltd (FRN 422488) is an AR of UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED (FRN 202813). When you use Thomas Miller War Risks Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Miller War Risks Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 7283 4646

  • Verified address

    90 Fenchurch Street, London, EC3M 4ST, United Kingdom

Company details

From the company's Companies House record.

Company name
THOMAS MILLER WAR RISKS SERVICES LIMITED
Company number
01901415
Company status
Active
Company type
Private limited company
Incorporated
1 April 1985 (41 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Kieran Patrick Halpenny Director Sep 1966 14 Sep 2010
Rajiv Anil Akash Harnal Director Aug 1961 19 Dec 2012
Kieran Patrick Halpenny Secretary Not published 31 Dec 2009

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Thomas Miller War Risks Services Ltd FCA authorised?
Thomas Miller War Risks Services Ltd (FRN 422488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Miller War Risks Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Miller War Risks Services Ltd (FRN 422488) is an AR of UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED (FRN 202813). When you use Thomas Miller War Risks Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Miller War Risks Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Thomas Miller War Risks Services?
Protection works through UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED, the principal firm responsible for Thomas Miller War Risks Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Thomas Miller War Risks Services a scam or clone?
Thomas Miller War Risks Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Thomas Miller War Risks Services's Firm Reference Number (FRN)?
Thomas Miller War Risks Services's FRN is 422488. You can verify it on the FCA register.