Thrive by Blackfinch Limited

Reference number: 1052031

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cyclescheme Limited Reference number: 742049 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thrive by Blackfinch Limited (FRN 1052031) introduces customers to Cyclescheme Limited (FRN 742049). Any regulated advice or arranging is done by the principal, not Thrive by Blackfinch.
  • Example: if Thrive by Blackfinch refers you to a financial adviser, the advice should come from the principal firm, not from Thrive by Blackfinch itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13734526
Company status
Active
Company type
Private limited company
Incorporated
10 November 2021 (4 years old)
Registered office
Meadow Barn, Elkstone Studios, Cheltenham, GL53 9PQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Richard James Cook Director Jan 1978 10 Nov 2021
Andrew Samuel Troughton Director Dec 1972 25 Nov 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cyclescheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Thrive by Blackfinch Limited FCA authorised?
Thrive by Blackfinch Limited (FRN 1052031) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thrive by Blackfinch?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thrive by Blackfinch Limited (FRN 1052031) introduces customers to Cyclescheme Limited (FRN 742049). Any regulated advice or arranging is done by the principal, not Thrive by Blackfinch. Example: if Thrive by Blackfinch refers you to a financial adviser, the advice should come from the principal firm, not from Thrive by Blackfinch itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Thrive by Blackfinch?
Protection works through Cyclescheme Limited, the principal firm responsible for Thrive by Blackfinch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Thrive by Blackfinch a scam or clone?
Thrive by Blackfinch is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Thrive by Blackfinch's Firm Reference Number (FRN)?
Thrive by Blackfinch's FRN is 1052031. You can verify it on the FCA register.