TNW Wealth Limited

Reference number: 1010391

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TNW Wealth Limited (FRN 1010391) is an AR of ValidPath Limited (FRN 197107). When you use TNW Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TNW Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15413491
Company status
Active
Company type
Private limited company
Incorporated
15 January 2024 (2 years old)
Registered office
37 Strawberry How Road, Cockermouth, CA13 9ZD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew Jonathan Luscombe Director Jun 1961 15 Jan 2024
Richard Antony Walsh Director Oct 1965 15 Jan 2024
Timothy Nicholas Woolnough Director Nov 1963 15 Jan 2024
Timothy Nicholas Woolnough Secretary Not published 15 Jan 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is TNW Wealth Limited FCA authorised?
TNW Wealth Limited (FRN 1010391) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TNW Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TNW Wealth Limited (FRN 1010391) is an AR of ValidPath Limited (FRN 197107). When you use TNW Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TNW Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with TNW Wealth?
Protection works through ValidPath Limited, the principal firm responsible for TNW Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is TNW Wealth a scam or clone?
TNW Wealth is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is TNW Wealth's Firm Reference Number (FRN)?
TNW Wealth's FRN is 1010391. You can verify it on the FCA register.