Top Dog Mortgage Company Ltd

Reference number: 944363

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Top Dog Mortgage Company Ltd (FRN 944363) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Top Dog Mortgage Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Top Dog Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01225 430556

  • Verified address

    28 Brock Street, Bath, Somerset, BA1 2LN, United Kingdom

Company details

From the company's Companies House record.

Company number
10734260
Company status
Active
Company type
Private limited company
Incorporated
21 April 2017 (9 years old)
Registered office
28 Brock Street, Bath, BA1 2LN, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Andrew Pratt Director Mar 1969 21 Apr 2017

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Top Dog Mortgage Company

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Common questions

Frequently asked questions

Is Top Dog Mortgage Company Ltd FCA authorised?
Top Dog Mortgage Company Ltd (FRN 944363) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Top Dog Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Top Dog Mortgage Company Ltd (FRN 944363) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Top Dog Mortgage Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Top Dog Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Top Dog Mortgage Company?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Top Dog Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Top Dog Mortgage Company a scam or clone?
Top Dog Mortgage Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Top Dog Mortgage Company's Firm Reference Number (FRN)?
Top Dog Mortgage Company's FRN is 944363. You can verify it on the FCA register.