Topcashback Limited

Reference number: 476080

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Wealthify Limited Reference number: 662530 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Topcashback Limited (FRN 476080) is an AR of Wealthify Limited (FRN 662530). When you use Topcashback's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Topcashback, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05336020
Company status
Active
Company type
Private limited company
Incorporated
18 January 2005 (21 years old)
Registered office
Temeraire House Nelson Court, Staffordshire Technology Park, Stafford, Staffordshire, ST18 0WQ
Nature of business
  • Web portals (SIC 63120)

Current directors and secretaries

Name Role Born Appointed
Oliver Murray Ragg Director Mar 1970 18 Jan 2005
Michael Emile Tomkins Director Jun 1975 18 Jan 2005
Michael Emile Tomkins Secretary Not published 18 Jan 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Wealthify Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Topcashback Ltd
  • UKC System Ltd
  • UKC Systems Ltd

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Common questions

Frequently asked questions

Is Topcashback Limited FCA authorised?
Topcashback Limited (FRN 476080) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Topcashback?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Topcashback Limited (FRN 476080) is an AR of Wealthify Limited (FRN 662530). When you use Topcashback's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Topcashback, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Topcashback?
Protection works through Wealthify Limited, the principal firm responsible for Topcashback's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Topcashback a scam or clone?
Topcashback is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Topcashback's Firm Reference Number (FRN)?
Topcashback's FRN is 476080. You can verify it on the FCA register.