TotallyMoney Limited

Reference number: 483456

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Bud Financial Limited Reference number: 793327 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TotallyMoney Limited (FRN 483456) is an AR of Bud Financial Limited (FRN 793327). When you use TotallyMoney's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TotallyMoney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Better Compare
  • TotallyMoney.com

Company details

From the company's Companies House record.

Company number
06205695
Company status
Active
Company type
Private limited company
Incorporated
5 April 2007 (19 years old)
Registered office
White Collar Factory, 1 Old Street Yard, London, EC1Y 2AS, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Simon David Kay Director Apr 1968 20 Dec 2024
Stephen Andrew Stylianou Director May 1969 20 Dec 2024
Simon David Kay Secretary Not published 18 Mar 2026

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake websites (1)
  • tottallymoney.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bud Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Media Ingenuity Ltd

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Common questions

Frequently asked questions

Is TotallyMoney Limited FCA authorised?
TotallyMoney Limited (FRN 483456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TotallyMoney?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TotallyMoney Limited (FRN 483456) is an AR of Bud Financial Limited (FRN 793327). When you use TotallyMoney's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TotallyMoney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with TotallyMoney?
Protection works through Bud Financial Limited, the principal firm responsible for TotallyMoney's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is TotallyMoney a scam or clone?
TotallyMoney is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is TotallyMoney's Firm Reference Number (FRN)?
TotallyMoney's FRN is 483456. You can verify it on the FCA register.