Totemic Limited

Reference number: 681263

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • BudgetSmart
  • PayPlan
  • PayPlan Plus

Company details

From the company's Companies House record.

Company number
02789854
Company status
Active
Company type
Private limited company
Incorporated
15 February 1993 (33 years old)
Registered office
Kempton House Kempton Way, Dysart Road, Grantham, NG31 7LE, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
John Fairhurst Director May 1965 1 Sep 2002
Rachel Elizabeth Duffey Director Apr 1978 4 Nov 2004
David Jackman Director Jun 1960 4 Aug 2014
Robert George Skinner Director Aug 1955 1 Oct 2018
Christopher John Thompson Director Oct 1975 22 Dec 2022
Peter Munro Director Oct 1982 13 Dec 2023
Halina Theresa Briggs Secretary Not published 4 Aug 2014

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 330 133 0538
  • 0333 880 5847
Fake email addresses (1)
  • info@payplan-advice.co.uk
Fake websites (2)
  • freepayplan.co.uk
  • payplan-advice.co.uk
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Debt Adjusting
  • Debt Administration
  • Debt-counselling
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

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Common questions

Frequently asked questions

Is Totemic Limited FCA authorised?
Yes, Totemic Limited (FRN 681263) is authorised by the FCA to carry out regulated activities.
Is my money safe with Totemic?
Protection depends on which product you hold and how Totemic handles your money, so check the specific product before you commit. You can also refer complaints about Totemic to the Financial Ombudsman Service, free of charge.
Is Totemic a scam or clone?
Totemic is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Totemic's Firm Reference Number (FRN)?
Totemic's FRN is 681263. You can verify it on the FCA register.