TRAIN LIMITED

Reference number: 1021231

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

NewDay Cards Ltd Reference number: 682417 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • TRAIN LIMITED (FRN 1021231) introduces customers to NewDay Cards Ltd (FRN 682417). Any regulated advice or arranging is done by the principal, not TRAIN.
  • Example: if TRAIN refers you to a financial adviser, the advice should come from the principal firm, not from TRAIN itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 7292 9140

  • Verified address

    128 City Road, London, Islington, EC1V 2NX, United Kingdom

Also trades as
  • Train Fitness

Company details

From the company's Companies House record.

Company number
15989369
Company status
Active
Company type
Private limited company
Incorporated
1 October 2024 (1 year old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Sports and recreation education (SIC 85510)

Current directors and secretaries

Name Role Born Appointed
Michael Betts Director Jan 1968 1 Oct 2024
Steele Williams Director Jul 1971 1 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through NewDay Cards Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is TRAIN LIMITED FCA authorised?
TRAIN LIMITED (FRN 1021231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for TRAIN?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. TRAIN LIMITED (FRN 1021231) introduces customers to NewDay Cards Ltd (FRN 682417). Any regulated advice or arranging is done by the principal, not TRAIN. Example: if TRAIN refers you to a financial adviser, the advice should come from the principal firm, not from TRAIN itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with TRAIN?
Protection works through NewDay Cards Ltd, the principal firm responsible for TRAIN's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is TRAIN a scam or clone?
TRAIN is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is TRAIN's Firm Reference Number (FRN)?
TRAIN's FRN is 1021231. You can verify it on the FCA register.