TWP Wealth Management Ltd

Reference number: 988294

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TWP Wealth Management Ltd (FRN 988294) is an AR of Objective Wealth Ltd (FRN 827991). When you use TWP Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TWP Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
06481454
Company status
Active
Company type
Private limited company
Incorporated
23 January 2008 (18 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Philip John Munk Director Mar 1969 23 Jan 2008
Andrew Goddon Director Jan 1970 16 Dec 2022
Paul Alan Hawksley Director Jun 1985 16 Dec 2022
Mark Jonathan Jones Director Sep 1982 16 Dec 2022
John Douglas Wheatley Director May 1976 16 Dec 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Objective Wealth Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is TWP Wealth Management Ltd FCA authorised?
TWP Wealth Management Ltd (FRN 988294) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TWP Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TWP Wealth Management Ltd (FRN 988294) is an AR of Objective Wealth Ltd (FRN 827991). When you use TWP Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TWP Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with TWP Wealth Management?
Protection works through Objective Wealth Ltd, the principal firm responsible for TWP Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is TWP Wealth Management a scam or clone?
TWP Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is TWP Wealth Management's Firm Reference Number (FRN)?
TWP Wealth Management's FRN is 988294. You can verify it on the FCA register.