Union Income Benefit Holdings Limited

Reference number: 307575

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

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Company details

From the company's Companies House record.

Company number
03877610
Company status
Active
Company type
Private limited company
Incorporated
16 November 1999 (26 years old)
Registered office
14th Floor 33 Cavendish Square, London, W1G 0PW, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Lord John Hannett Of Everton Director Jun 1953 17 Dec 2024
Paul Edward Thilo Director Jun 1968 18 Dec 2024
John Giles Blundell Director Nov 1963 25 Mar 2025
Pat Hayes Director Apr 1968 10 Jun 2025
Catherine Baxandall Secretary Not published 17 Dec 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Union Income Benefit Holdings Plc

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • LabourProtect
  • MAG Travel Insurance Services
  • Ribbon
  • Ribbon Care
  • unioninsurance

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Common questions

Frequently asked questions

Is Union Income Benefit Holdings Limited FCA authorised?
Yes, Union Income Benefit Holdings Limited (FRN 307575) is authorised by the FCA to carry out regulated activities.
Is my money safe with Union Income Benefit Holdings?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Union Income Benefit Holdings to the Financial Ombudsman Service, free of charge.
Is Union Income Benefit Holdings a scam or clone?
Union Income Benefit Holdings is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Union Income Benefit Holdings's Firm Reference Number (FRN)?
Union Income Benefit Holdings's FRN is 307575. You can verify it on the FCA register.