Unique Financial Planning Limited

Reference number: 216560

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Unique Financial Planning Limited (FRN 216560) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Unique Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Unique Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
08996066
Company status
Active
Company type
Private limited company
Incorporated
14 April 2014 (12 years old)
Registered office
Broadlands Business Campus, Langhurst Wood Road, Horsham, West Sussex, RH12 4QP, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Current directors and secretaries

Name Role Born Appointed
Stewart James Williams Director Mar 1968 14 Apr 2014
Philip Torbet Martin Director Aug 1967 29 Apr 2019
Edward Dymott Director Jan 1979 31 Oct 2023
Helen Louise Fitzgerald Director Jun 1981 3 Mar 2025
Wesley Sinclair Harrison Director Dec 1980 20 Aug 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Stewart James Williams
  • Unique Financial Planning

Names it no longer trades under

This firm has retired 8 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Cross Keys Financial Services (Salisbury)
  • Elite Financial
  • Mortgage Preference
  • Ramptons
  • Unique Financial Management
  • Unique Independent Solutions
  • Unique Mortgage Solutions
  • Unique Wealth

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Common questions

Frequently asked questions

Is Unique Financial Planning Limited FCA authorised?
Unique Financial Planning Limited (FRN 216560) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Unique Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Unique Financial Planning Limited (FRN 216560) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Unique Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Unique Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Unique Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Unique Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Unique Financial Planning a scam or clone?
Unique Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Unique Financial Planning's Firm Reference Number (FRN)?
Unique Financial Planning's FRN is 216560. You can verify it on the FCA register.