United National Bank Limited

Reference number: 207381

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • UBL UK
  • United Bank UK

Company details

From the company's Companies House record.

Company number
04146820
Company status
Active
Company type
Private limited company
Incorporated
24 January 2001 (25 years old)
Registered office
2 Brook Street, London, W1S 1BQ
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Ashraf Mahmood Wathra Director Oct 1955 12 May 2023
Naser Janjua Khan Director Oct 1970 25 May 2023
Abid Mumtaz Director Mar 1990 1 Mar 2024
Daniel Michael Howlett Director Oct 1967 13 Aug 2024
Thomas Charles Mcginness Director Sep 1957 13 Aug 2024
Muhammad Jawaid Iqbal Director Sep 1969 4 Apr 2025
Minaz Bhuiya Director Feb 1977 11 Sep 2025
Toby Varkey Secretary Not published 4 Sep 2018

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (13 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a home purchase plan
  • Advising on a home purchase plan
  • Arranging (bringing about) a home purchase plan
  • Dealing in investments as principal
  • Entering into a home purchase plan
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Pakistan International Bank (UK) Limited

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Common questions

Frequently asked questions

Is United National Bank Limited FCA authorised?
Yes, United National Bank Limited (FRN 207381) is authorised by the FCA to carry out regulated activities.
Is my money safe with United National Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about United National Bank to the Financial Ombudsman Service, free of charge.
Is United National Bank a scam or clone?
United National Bank is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is United National Bank's Firm Reference Number (FRN)?
United National Bank's FRN is 207381. You can verify it on the FCA register.