United Trust Bank Limited

Reference number: 204463

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Stance

Company details

From the company's Companies House record.

Company number
00549690
Company status
Active
Company type
Private limited company
Incorporated
23 May 1955 (71 years old)
Registered office
28th Floor, One Ropemaker Street, London, EC2Y 9AW
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Graham Harold Davin Director Jan 1956 30 Jul 2001
Harley Farrell Kagan Director Oct 1969 30 Dec 2002
Jonathan James Ayres Director Feb 1971 21 Jan 2016
Richard Andrew Murley Director Jan 1957 17 Aug 2016
Sarah Eileen Laessig Director Nov 1968 26 Sep 2019
Andrew David Woosey Director Oct 1966 25 Jun 2020
Mark Andrew Stokes Director Apr 1962 25 Jun 2021
Bryce Paul Glover Director Jul 1960 1 May 2024
Richard John Doe Director Oct 1963 1 May 2024
Michael Stephen Thompson Director Mar 1980 24 Mar 2025
Natasha Sian Thomas Secretary Not published 13 Dec 2023

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • +17084342214
  • 020 3997 1589
Fake email addresses (2)
  • info@unitedtrust-online.com
  • info@utbpartners.com
Fake websites (2)
  • unitedtrust-online.com
  • unitedtrustsbanks.com
The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bank Insinger de Beaufort Limited
  • Bank Insinger de Beaufort Plc
  • United Trust Bank Ltd

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Common questions

Frequently asked questions

Is United Trust Bank Limited FCA authorised?
Yes, United Trust Bank Limited (FRN 204463) is authorised by the FCA to carry out regulated activities.
Is my money safe with United Trust Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about United Trust Bank to the Financial Ombudsman Service, free of charge.
Is United Trust Bank a scam or clone?
United Trust Bank is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is United Trust Bank's Firm Reference Number (FRN)?
United Trust Bank's FRN is 204463. You can verify it on the FCA register.