Universal Exchange and Travel Ltd

Reference number: 915842

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0121 824 3588

  • Verified address

    256 Dudley Road, Birmingham, B18 4HN, United Kingdom

Also trades as
  • Universal Exchange

Company details

From the company's Companies House record.

Company number
11315510
Company status
Active
Company type
Private limited company
Incorporated
18 April 2018 (8 years old)
Registered office
256 Dudley Road, Birmingham, B18 4HN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Mir Abdul Karim Director Apr 1990 25 Nov 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.

    How safeguarding works →

Show FCA detail (1 permission)
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Universal Exchange and Travel Ltd FCA authorised?
Yes, Universal Exchange and Travel Ltd (FRN 915842) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Universal Exchange and Travel?
Protection depends on which product you hold and how Universal Exchange and Travel handles your money, so check the specific product before you commit. You can also refer complaints about Universal Exchange and Travel to the Financial Ombudsman Service, free of charge.
Is Universal Exchange and Travel a scam or clone?
Universal Exchange and Travel is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Universal Exchange and Travel's Firm Reference Number (FRN)?
Universal Exchange and Travel's FRN is 915842. You can verify it on the FCA register.