Universal Retail Limited

Reference number: 314529

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Silvers

Company details

From the company's Companies House record.

Company number
04469041
Company status
Active
Company type
Private limited company
Incorporated
25 June 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Current directors and secretaries

Name Role Born Appointed
Paul Matthew Robson Director Nov 1969 4 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice No FSCS cover
    Advice on consumer credit is not covered by the FSCS.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Advising on P2P agreements
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Universal Retail Ltd

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Common questions

Frequently asked questions

Is Universal Retail Limited FCA authorised?
Yes, Universal Retail Limited (FRN 314529) is authorised by the FCA to carry out regulated activities.
Is my money safe with Universal Retail?
Protection depends on which product you hold and how Universal Retail handles your money, so check the specific product before you commit. You can also refer complaints about Universal Retail to the Financial Ombudsman Service, free of charge.
Is Universal Retail a scam or clone?
Universal Retail is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Universal Retail's Firm Reference Number (FRN)?
Universal Retail's FRN is 314529. You can verify it on the FCA register.