Universe Exchange Limited

Reference number: 566434

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Hashir Exchange

Company details

From the company's Companies House record.

Company number
07722419
Company status
Active
Company type
Private limited company
Incorporated
29 July 2011 (15 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Muhammad Zamir Director Jun 1970 29 Jul 2011
Ahmad Nawaz Director Jul 1994 18 Mar 2026

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 0131 385 7092
  • 020 3747 4986
Fake email addresses (10)
  • billing@didjbiemandvo.com
  • billing@unified.ee
  • david.goldmann@unified.ee
  • dylan.gray@unified.ee
  • ellison.davis@unified.ee
  • info@universe.eu.com
  • lukepatrickuniverse@gmail.com
  • support@unified.ee
  • support@universe.co.com
  • withdrawals@unified.ee
Fake websites (2)
  • unified.ee
  • universe.co.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
Show FCA detail (1 permission)
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Muhammad Zamir

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Common questions

Frequently asked questions

Is Universe Exchange Limited FCA authorised?
Yes, Universe Exchange Limited (FRN 566434) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Universe Exchange?
Protection depends on which product you hold and how Universe Exchange handles your money, so check the specific product before you commit. You can also refer complaints about Universe Exchange to the Financial Ombudsman Service, free of charge.
Is Universe Exchange a scam or clone?
Universe Exchange is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Universe Exchange's Firm Reference Number (FRN)?
Universe Exchange's FRN is 566434. You can verify it on the FCA register.