University of Sunderland

Reference number: 953281

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Introducer appointed representative

University of Sunderland can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • University of Sunderland (FRN 953281) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not University of Sunderland.
  • Example: if University of Sunderland refers you to a financial adviser, the advice should come from the principal firm, not from University of Sunderland itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0191 515 3122

  • Verified address

    University of Sunderland, Chester Road, Sunderland, Tyne and Wear, SR1 3SD, United Kingdom

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is University of Sunderland FCA authorised?
University of Sunderland (FRN 953281) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for University of Sunderland?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. University of Sunderland (FRN 953281) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not University of Sunderland. Example: if University of Sunderland refers you to a financial adviser, the advice should come from the principal firm, not from University of Sunderland itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with University of Sunderland?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for University of Sunderland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is University of Sunderland a scam or clone?
University of Sunderland is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is University of Sunderland's Firm Reference Number (FRN)?
University of Sunderland's FRN is 953281. You can verify it on the FCA register.