URQUHARTS & CO. HOLDINGS LTD

Reference number: 1033651

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ADARO OPTICS LIMITED Reference number: 924690 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • URQUHARTS & CO. HOLDINGS LTD (FRN 1033651) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use URQUHARTS & CO. HOLDINGS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from URQUHARTS & CO. HOLDINGS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC617928
Company status
Active
Company type
Private limited company
Incorporated
11 January 2019 (7 years old)
Registered office
5 South Charlotte Street, Edinburgh, EH2 4AN, Scotland
Nature of business
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Current directors and secretaries

Name Role Born Appointed
Alistair Duff Director Jul 1986 11 Jan 2019
Peter Telfer Director Aug 1987 11 Jan 2019
Imran Hakim Director Sep 1977 30 Apr 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ADARO OPTICS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is URQUHARTS & CO. HOLDINGS LTD FCA authorised?
URQUHARTS & CO. HOLDINGS LTD (FRN 1033651) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for URQUHARTS & CO. HOLDINGS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. URQUHARTS & CO. HOLDINGS LTD (FRN 1033651) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use URQUHARTS & CO. HOLDINGS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from URQUHARTS & CO. HOLDINGS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with URQUHARTS & CO. HOLDINGS?
Protection works through ADARO OPTICS LIMITED, the principal firm responsible for URQUHARTS & CO. HOLDINGS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is URQUHARTS & CO. HOLDINGS a scam or clone?
URQUHARTS & CO. HOLDINGS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is URQUHARTS & CO. HOLDINGS's Firm Reference Number (FRN)?
URQUHARTS & CO. HOLDINGS's FRN is 1033651. You can verify it on the FCA register.