UTMOST LIFE AND PENSIONS LIMITED

Reference number: 775704

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
10559664
Company status
Active
Company type
Private limited company
Incorporated
12 January 2017 (9 years old)
Registered office
Utmost Life And Pensions Ltd, Walton Street, Aylesbury, HP21 7QW, England
Nature of business
  • Life insurance (SIC 65110)

Current directors and secretaries

Name Role Born Appointed
Andrew Paul Thompson Director Jun 1962 12 Jan 2017
Ian Graham Maidens Director Jul 1964 12 Jan 2017
Duncan Alistair Finch Director Nov 1965 1 Apr 2018
Michael John Merrick Director Jan 1960 27 Mar 2019
Feilim Mackle Director Jul 1967 29 Apr 2020
David Michael Baker Director Sep 1966 6 Oct 2023
Jeremy Michael Nurse Director May 1963 8 Jul 2024
Andrew Mark Stoker Director Nov 1967 1 Jan 2025
Christopher Mark Utting Secretary Not published 29 Nov 2018

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Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (13 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Establishing/operating/winding up a personal pension scheme
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

Limits on what they may do

  • Activities only in respect of long term insurance.
    The firm may only carry on listed activities in respect of the investments specified for the purpose of its long term insurance business.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • LCCG New Lifeco Limited
  • Reliance Life Limited

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Common questions

Frequently asked questions

Is UTMOST LIFE AND PENSIONS LIMITED FCA authorised?
Yes, UTMOST LIFE AND PENSIONS LIMITED (FRN 775704) is authorised by the FCA to carry out regulated activities.
Is my money safe with UTMOST LIFE AND PENSIONS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about UTMOST LIFE AND PENSIONS to the Financial Ombudsman Service, free of charge.
Is UTMOST LIFE AND PENSIONS a scam or clone?
UTMOST LIFE AND PENSIONS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is UTMOST LIFE AND PENSIONS's Firm Reference Number (FRN)?
UTMOST LIFE AND PENSIONS's FRN is 775704. You can verify it on the FCA register.