Valid8 IP LTD

Reference number: 1028977

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Valid8 IP LTD (FRN 1028977) is an AR of MY CREDIT SCORE LTD (FRN 713043). When you use Valid8 IP's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Valid8 IP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Valid8

Company details

From the company's Companies House record.

Company number
10568205
Company status
Active
Company type
Private limited company
Incorporated
17 January 2017 (9 years old)
Registered office
Suite 3 Foundation 2 George Street, Stamford Quarter, Altrincham, WA14 1SG, England
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Current directors and secretaries

Name Role Born Appointed
Daryl Hayes Director Nov 1987 27 Sep 2022
Ryan Thomas Hayes Director Jun 1984 14 Feb 2025
Anthony Owen Director Jun 1982 14 Feb 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through MY CREDIT SCORE LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Valid8 IP LTD FCA authorised?
Valid8 IP LTD (FRN 1028977) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Valid8 IP?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Valid8 IP LTD (FRN 1028977) is an AR of MY CREDIT SCORE LTD (FRN 713043). When you use Valid8 IP's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Valid8 IP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Valid8 IP?
Protection works through MY CREDIT SCORE LTD, the principal firm responsible for Valid8 IP's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Valid8 IP a scam or clone?
Valid8 IP is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Valid8 IP's Firm Reference Number (FRN)?
Valid8 IP's FRN is 1028977. You can verify it on the FCA register.