Vecta UW Limited

Reference number: 919129

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

City Insurance Brokers Ltd Reference number: 831252 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vecta UW Limited (FRN 919129) is an AR of City Insurance Brokers Ltd (FRN 831252). When you use Vecta UW's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vecta UW, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07769 186373

  • Verified address

    3 Lloyd's Avenue, London, EC3N 3DS, United Kingdom

Company details

From the company's Companies House record.

Company number
12323337
Company status
Active
Company type
Private limited company
Incorporated
20 November 2019 (6 years old)
Registered office
3 Lloyd's Avenue, London, EC3N 3DS, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Richard Gorely Director Jan 1967 20 Nov 2019
Andrew Vincent Juggins Director Jan 1959 20 Nov 2019
Vyvian Bruce Townend Director Mar 1967 20 Nov 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through City Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • RAV UW Ltd

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Common questions

Frequently asked questions

Is Vecta UW Limited FCA authorised?
Vecta UW Limited (FRN 919129) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vecta UW?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vecta UW Limited (FRN 919129) is an AR of City Insurance Brokers Ltd (FRN 831252). When you use Vecta UW's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vecta UW, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Vecta UW?
Protection works through City Insurance Brokers Ltd, the principal firm responsible for Vecta UW's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Vecta UW a scam or clone?
Vecta UW is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Vecta UW's Firm Reference Number (FRN)?
Vecta UW's FRN is 919129. You can verify it on the FCA register.