Veritas Property Finance Limited

Reference number: 842016

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Your Expert Group Holdings Ltd Reference number: 550186 Caution View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Veritas Property Finance Limited (FRN 842016) is an AR of Your Expert Group Holdings Ltd (FRN 550186). When you use Veritas Property Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Veritas Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC593725
Company status
Active
Company type
Private limited company
Incorporated
9 April 2018 (8 years old)
Registered office
11 Guardwell Crescent, Edinburgh, EH17 7JA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Scott Cowan Director Apr 1968 9 Apr 2018
Andrew John Mackenzie Director Aug 1972 5 Nov 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Your Expert Group Holdings Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Veritas Property Finance Limited FCA authorised?
Veritas Property Finance Limited (FRN 842016) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Veritas Property Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Veritas Property Finance Limited (FRN 842016) is an AR of Your Expert Group Holdings Ltd (FRN 550186). When you use Veritas Property Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Veritas Property Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Veritas Property Finance?
Protection works through Your Expert Group Holdings Ltd, the principal firm responsible for Veritas Property Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Veritas Property Finance a scam or clone?
Veritas Property Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Veritas Property Finance's Firm Reference Number (FRN)?
Veritas Property Finance's FRN is 842016. You can verify it on the FCA register.