VESTA MERCHANT SERVICES LIMITED

Reference number: 784165

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • VestaOne

Company details

From the company's Companies House record.

Company number
07108015
Company status
Active
Company type
Private limited company
Incorporated
18 December 2009 (16 years old)
Registered office
Stables 1 Howbery Park, Wallingford, Oxon, OX10 8BA, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Richard Clancy Director Jul 1973 30 Aug 2019
Diego Jose Bunster Echenique Director Nov 1983 1 May 2025
Edward Adshead-Grant Director Jan 1972 12 Feb 2026
Thomas Andrew Baptie Director Apr 1984 7 Jul 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (2 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Upay Ltd

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Uniware
  • UpayChilli
  • UpayMint
  • VMS

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Common questions

Frequently asked questions

Is VESTA MERCHANT SERVICES LIMITED FCA authorised?
Yes, VESTA MERCHANT SERVICES LIMITED (FRN 784165) is authorised by the FCA to carry out regulated activities.
Is my money safe with VESTA MERCHANT SERVICES?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about VESTA MERCHANT SERVICES to the Financial Ombudsman Service, free of charge.
Is VESTA MERCHANT SERVICES a scam or clone?
VESTA MERCHANT SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is VESTA MERCHANT SERVICES's Firm Reference Number (FRN)?
VESTA MERCHANT SERVICES's FRN is 784165. You can verify it on the FCA register.