VETTED LIMITED

Reference number: 458808

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

THINK BUSINESS FINANCE LIMITED Reference number: 724300 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • VETTED LIMITED (FRN 458808) introduces customers to THINK BUSINESS FINANCE LIMITED (FRN 724300). Any regulated advice or arranging is done by the principal, not VETTED.
  • Example: if VETTED refers you to a financial adviser, the advice should come from the principal firm, not from VETTED itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Checkatrade

Company details

From the company's Companies House record.

Company number
04285394
Company status
Active
Company type
Private limited company
Incorporated
11 September 2001 (24 years old)
Registered office
Level 2, City Point, Ropemaker Street, London, EC2Y 9SS, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Richard David Harpin Director Sep 1964 13 Dec 2016
Jambu Palaniappan Director Oct 1987 12 Oct 2023
Kumar Shah Director Sep 1978 1 Oct 2025
Helen Louise Kennedy Shamir Secretary Not published 24 Jun 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through THINK BUSINESS FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Enrez Ltd
  • Vetted Ltd

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • checkaloan
  • Checkatrade
  • Checkatrade Insurance Services

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Common questions

Frequently asked questions

Is VETTED LIMITED FCA authorised?
VETTED LIMITED (FRN 458808) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for VETTED?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. VETTED LIMITED (FRN 458808) introduces customers to THINK BUSINESS FINANCE LIMITED (FRN 724300). Any regulated advice or arranging is done by the principal, not VETTED. Example: if VETTED refers you to a financial adviser, the advice should come from the principal firm, not from VETTED itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with VETTED?
Protection works through THINK BUSINESS FINANCE LIMITED, the principal firm responsible for VETTED's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is VETTED a scam or clone?
VETTED is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is VETTED's Firm Reference Number (FRN)?
VETTED's FRN is 458808. You can verify it on the FCA register.