Vibe Pay Limited

Reference number: 814356

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    Paul Robert Appleton & Paul Cooper both of BTG Begbies Traynor (London) LLP, 31st Floor, 40 Bank Street, London, E14 5NR, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • This company has insolvency history on record.
Company number
11118944
Company status
Liquidation
Company type
Private limited company
Incorporated
20 December 2017 (8 years old)
Registered office
Level 33 1 Canada Square, Canary Wharf, London, E14 5AB
Nature of business
  • Business and domestic software development (SIC 62012)

Current directors and secretaries

Name Role Born Appointed
Steven Miles Smith Director Jun 1959 13 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (2 permissions)
  • 7. Payment initiation services
  • 8. Account information services

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Vibe Pay Limited FCA authorised?
Yes, Vibe Pay Limited (FRN 814356) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm.
Is my money safe with Vibe Pay?
Vibe Pay is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Is Vibe Pay a scam or clone?
Vibe Pay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Vibe Pay's Firm Reference Number (FRN)?
Vibe Pay's FRN is 814356. You can verify it on the FCA register.