VIRGIN START UP LIMITED

Reference number: 1023515

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • VIRGIN START UP LIMITED (FRN 1023515) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not VIRGIN START UP.
  • Example: if VIRGIN START UP refers you to a financial adviser, the advice should come from the principal firm, not from VIRGIN START UP itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07921 289823

  • Verified address

    Whitfield Studios,, 50A Charlotte Street, London, Camden, W1T 2NS, United Kingdom

Company details

From the company's Companies House record.

Company number
03390330
Company status
Active
Company type
Private limited company
Incorporated
17 June 1997 (29 years old)
Registered office
Whitfield Studios, 50a Charlotte Street, London, W1T 2NS, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Andrew Fishburn Director May 1986 2 May 2019
Frederick Christopher Ruggles Andrewes Director Oct 1981 17 Dec 2020
Lianne Stephanie Mathieson Director Jun 1983 21 Sep 2023
Charlotte Justine Goodman Director Nov 1974 21 Sep 2023
Claire Jean Hilton Director Oct 1972 1 Jan 2024
Claire Ruth Vertel Vile Secretary Not published 24 Sep 2019

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is VIRGIN START UP LIMITED FCA authorised?
VIRGIN START UP LIMITED (FRN 1023515) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for VIRGIN START UP?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. VIRGIN START UP LIMITED (FRN 1023515) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not VIRGIN START UP. Example: if VIRGIN START UP refers you to a financial adviser, the advice should come from the principal firm, not from VIRGIN START UP itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with VIRGIN START UP?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for VIRGIN START UP's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is VIRGIN START UP a scam or clone?
VIRGIN START UP is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is VIRGIN START UP's Firm Reference Number (FRN)?
VIRGIN START UP's FRN is 1023515. You can verify it on the FCA register.