Vision Money Ltd

Reference number: 595279

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vision Money Ltd (FRN 595279) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Vision Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07782 100665

  • Verified address

    Basement Office, 31 Lemon Street, Truro, Cornwall, TR1 2LS, United Kingdom

Also trades as
  • Horizon Mortgage Solutions

Company details

From the company's Companies House record.

Company number
07197414
Company status
Active
Company type
Private limited company
Incorporated
22 March 2010 (16 years old)
Registered office
Maritime House, Discovery Quay, Falmouth, Cornwall, TR11 3XA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Benjamin Leach Director May 1978 22 Mar 2010
Christine Leach Dyer Director Sep 1977 25 Oct 2016

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Blue Sky Finance (Cornwall) Ltd

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Common questions

Frequently asked questions

Is Vision Money Ltd FCA authorised?
Vision Money Ltd (FRN 595279) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vision Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vision Money Ltd (FRN 595279) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Vision Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Vision Money?
Protection works through the principal firm responsible for Vision Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Vision Money a scam or clone?
Vision Money is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Vision Money's Firm Reference Number (FRN)?
Vision Money's FRN is 595279. You can verify it on the FCA register.