Vita Financial Ltd

Reference number: 529693

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CAPITAL PROTECT LIMITED Reference number: 531444 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vita Financial Ltd (FRN 529693) is an AR of CAPITAL PROTECT LIMITED (FRN 531444). When you use Vita Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vita Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • CompareInsuranceNow
  • Vita
  • www.compareinsurancenow.co.uk
  • www.vitafinancial.co.uk

Company details

From the company's Companies House record.

Company name
VITA FINANCIAL LIMITED
Company number
07266691
Company status
Active
Company type
Private limited company
Incorporated
27 May 2010 (16 years old)
Registered office
Capital House Pride Place, Pride Park, Derby, DE24 8QR, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Barry Walter Pappin Director Dec 1984 27 May 2010
Paul Reed Director Feb 1981 27 May 2010
Peter Christopher Steven Brodnicki Director May 1962 12 Jul 2022
Emilie Nadia Marcelline Burgaud Mccarthy Director Dec 1980 18 Jun 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CAPITAL PROTECT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Vita Financial Ltd FCA authorised?
Vita Financial Ltd (FRN 529693) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vita Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vita Financial Ltd (FRN 529693) is an AR of CAPITAL PROTECT LIMITED (FRN 531444). When you use Vita Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vita Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Vita Financial?
Protection works through CAPITAL PROTECT LIMITED, the principal firm responsible for Vita Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Vita Financial a scam or clone?
Vita Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Vita Financial's Firm Reference Number (FRN)?
Vita Financial's FRN is 529693. You can verify it on the FCA register.