Vitality Health Limited

Reference number: 400057

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05051253
Company status
Active
Company type
Private limited company
Incorporated
20 February 2004 (22 years old)
Registered office
3 More London Riverside, London, SE1 2AQ
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Neville Stanley Koopowitz Director Mar 1964 17 Jun 2010
Ayanda Ntsaluba Director May 1960 12 Sep 2012
Nicholas Michael Caplan Director Jun 1959 24 May 2017
Alastair David Lyons Director Oct 1953 7 Jun 2018
Joanne Mary Shaw Director Aug 1963 21 Sep 2018
Justin Michael Edward Skinner Director Jun 1974 16 Feb 2022
Joanne Louise Kenrick Director Sep 1966 1 Aug 2023
Penelope James Director Sep 1969 1 Jul 2024
Arun Thiyagarajan Director Jul 1987 22 Jan 2025
Adam John Murphy Director Sep 1984 2 Sep 2025
Rosanne Mary Murison Director Mar 1960 25 Nov 2025
Angela Jane Darlington Director May 1968 1 Jan 2026
Adam Banks Director Feb 1971 30 Jun 2026
Fiona Jane Morrison Secretary Not published 1 Oct 2025

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Effecting contracts of insurance

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Pakra Limited
  • PAKRA Limited
  • Prudential Health Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • PruHealth

Complaints record

In January–June 2025, the Financial Ombudsman Service received 147 new complaints about this firm, and upheld 30% of the ones it decided.

That is about typical: the median across the firms the Ombudsman reports on is 31%.

  • Insurance 145
  • Pensions 2

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Vitality Health Limited FCA authorised?
Yes, Vitality Health Limited (FRN 400057) is authorised by the FCA to carry out regulated activities.
Is my money safe with Vitality Health?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Vitality Health to the Financial Ombudsman Service, free of charge.
Is Vitality Health a scam or clone?
Vitality Health is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Vitality Health's Firm Reference Number (FRN)?
Vitality Health's FRN is 400057. You can verify it on the FCA register.