Waitrose Limited

Reference number: 416012

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Covea Insurance plc Reference number: 202277 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Waitrose Limited (FRN 416012) introduces customers to Covea Insurance plc (FRN 202277). Any regulated advice or arranging is done by the principal, not Waitrose.
  • Example: if Waitrose refers you to a financial adviser, the advice should come from the principal firm, not from Waitrose itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 7 other names
  • John Lewis Finance
  • John Lewis Home Insurance
  • John Lewis Insurance
  • John Lewis Investments
  • John Lewis Money
  • John Lewis & Partners
  • Waitrose & Partners

Company details

From the company's Companies House record.

Company number
00099405
Company status
Active
Company type
Private limited company
Incorporated
3 September 1908 (117 years old)
Registered office
1 Drummond Gate, Pimlico, London, SW1V 2QQ, United Kingdom
Nature of business
  • Retail sale in non-specialised stores with food, beverages or tobacco predominating (SIC 47110)

Current directors and secretaries

Name Role Born Appointed
Andrew John Mounsey Director Aug 1978 6 Sep 2024
Jason Mark Tarry Director May 1967 12 Sep 2024
Jane Christina Cheong Tung Sing Secretary Not published 1 Nov 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Covea Insurance plc, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 17 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Caleys
  • Cribbs Causeway
  • John Lewis
  • Johnlewis.com
  • John Lewis Direct
  • Knight & Lee
  • Peter Jones
  • Robert Sayle
  • The Partnership
  • The Partnership Card
  • Waitrose.com
  • Waitrosedeliver
  • Waitrose Direct
  • Waitrose Food & Home
  • Waitrose Gifts Direct
  • Waitrose Wine Direct
  • Waitrose@work

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Common questions

Frequently asked questions

Is Waitrose Limited FCA authorised?
Waitrose Limited (FRN 416012) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Waitrose?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Waitrose Limited (FRN 416012) introduces customers to Covea Insurance plc (FRN 202277). Any regulated advice or arranging is done by the principal, not Waitrose. Example: if Waitrose refers you to a financial adviser, the advice should come from the principal firm, not from Waitrose itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Waitrose?
Protection works through Covea Insurance plc, the principal firm responsible for Waitrose's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Waitrose a scam or clone?
Waitrose is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Waitrose's Firm Reference Number (FRN)?
Waitrose's FRN is 416012. You can verify it on the FCA register.