Wakefield Mortgages Ltd

Reference number: 1051059

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wakefield Mortgages Ltd (FRN 1051059) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Wakefield Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wakefield Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07980 136282

  • Verified address

    52 Bradford Road, Wakefield, Wakefield, WF1 2AB, United Kingdom

Company details

From the company's Companies House record.

Company number
13921019
Company status
Active
Company type
Private limited company
Incorporated
16 February 2022 (4 years old)
Registered office
52 Bradford Road, Wakefield, WF1 2AB, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Joshua James Marson Director Feb 1990 16 Feb 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Wakefield Mortgages Ltd FCA authorised?
Wakefield Mortgages Ltd (FRN 1051059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wakefield Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wakefield Mortgages Ltd (FRN 1051059) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Wakefield Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wakefield Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Wakefield Mortgages?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Wakefield Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Wakefield Mortgages a scam or clone?
Wakefield Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Wakefield Mortgages's Firm Reference Number (FRN)?
Wakefield Mortgages's FRN is 1051059. You can verify it on the FCA register.