Ware & Kay Financial Services Ltd

Reference number: 589926

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Yorkshire Independent Financial Advisers Limited Reference number: 474338 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ware & Kay Financial Services Ltd (FRN 589926) is an AR of Yorkshire Independent Financial Advisers Limited (FRN 474338). When you use Ware & Kay Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ware & Kay Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
WARE & KAY FINANCIAL SERVICES LIMITED
Company number
08147954
Company status
Active
Company type
Private limited company
Incorporated
18 July 2012 (14 years old)
Registered office
Sentinel House, Peasholme Green, York, YO1 7PP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Peter Arthur Kay Director Mar 1956 18 Jul 2012
Michael Neil Peach Director Jul 1961 18 Jul 2012
Owen Roger Thomas Director Sep 1981 24 Mar 2016
Peter Arthur Kay Secretary Not published 18 Jul 2012

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Yorkshire Independent Financial Advisers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Ware & Kay Financial Services Ltd FCA authorised?
Ware & Kay Financial Services Ltd (FRN 589926) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ware & Kay Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ware & Kay Financial Services Ltd (FRN 589926) is an AR of Yorkshire Independent Financial Advisers Limited (FRN 474338). When you use Ware & Kay Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ware & Kay Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ware & Kay Financial Services?
Protection works through Yorkshire Independent Financial Advisers Limited, the principal firm responsible for Ware & Kay Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ware & Kay Financial Services a scam or clone?
Ware & Kay Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ware & Kay Financial Services's Firm Reference Number (FRN)?
Ware & Kay Financial Services's FRN is 589926. You can verify it on the FCA register.