Waveney Valley Independent Financial Advisers Ltd

Reference number: 825631

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Waveney Valley Independent Financial Advisers Ltd (FRN 825631) is an AR of Beckett Financial Services Limited (FRN 138104). When you use Waveney Valley Independent Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Waveney Valley Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11615418
Company status
Active
Company type
Private limited company
Incorporated
10 October 2018 (7 years old)
Registered office
Dettingen House, Dettingen Way, Bury St Edmunds, Suffolk, IP33 3TU, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Mark David Hall Director May 1982 22 Mar 2024
Ian James White Director Oct 1965 22 Mar 2024
Gavin James Wood Director Feb 1974 22 Mar 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Beckett Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Waveney Valley Independent Financial Advisers Ltd FCA authorised?
Waveney Valley Independent Financial Advisers Ltd (FRN 825631) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Waveney Valley Independent Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Waveney Valley Independent Financial Advisers Ltd (FRN 825631) is an AR of Beckett Financial Services Limited (FRN 138104). When you use Waveney Valley Independent Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Waveney Valley Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Waveney Valley Independent Financial Advisers?
Protection works through Beckett Financial Services Limited, the principal firm responsible for Waveney Valley Independent Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Waveney Valley Independent Financial Advisers a scam or clone?
Waveney Valley Independent Financial Advisers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Waveney Valley Independent Financial Advisers's Firm Reference Number (FRN)?
Waveney Valley Independent Financial Advisers's FRN is 825631. You can verify it on the FCA register.