WE FINANCE ANY CAR LIMITED

Reference number: 940623

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Octane Ltd Reference number: 912888 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WE FINANCE ANY CAR LIMITED (FRN 940623) is an AR of Octane Ltd (FRN 912888). When you use WE FINANCE ANY CAR's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WE FINANCE ANY CAR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Car Finance 4 Bad Credit
  • carfinance4badcredit.co.uk
  • wefinanceanycar.com
  • WFAC

Company details

From the company's Companies House record.

Company number
11662611
Company status
Active
Company type
Private limited company
Incorporated
6 November 2018 (7 years old)
Registered office
C/O Xeinadin South Essex Ltd The Rivendell Centre, White Horse Lane, Maldon, CM9 5QP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Current directors and secretaries

Name Role Born Appointed
Daniel Horner Director Apr 1982 1 Feb 2021
Jonathan Healy Director Mar 1979 23 Mar 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Octane Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is WE FINANCE ANY CAR LIMITED FCA authorised?
WE FINANCE ANY CAR LIMITED (FRN 940623) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for WE FINANCE ANY CAR?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WE FINANCE ANY CAR LIMITED (FRN 940623) is an AR of Octane Ltd (FRN 912888). When you use WE FINANCE ANY CAR's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from WE FINANCE ANY CAR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with WE FINANCE ANY CAR?
Protection works through Octane Ltd, the principal firm responsible for WE FINANCE ANY CAR's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is WE FINANCE ANY CAR a scam or clone?
WE FINANCE ANY CAR is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is WE FINANCE ANY CAR's Firm Reference Number (FRN)?
WE FINANCE ANY CAR's FRN is 940623. You can verify it on the FCA register.