Wealth and Mortgage Advice Ltd

Reference number: 1023904

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15330389
Company status
Active
Company type
Private limited company
Incorporated
5 December 2023 (2 years old)
Registered office
26 Arthursdale Grange, Scholes, Leeds, LS15 4AW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Robert Seymour Director Oct 1979 5 Dec 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

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Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Requirements on Wealth and Mortgage Advice Ltd from inception
    1. Wealth and Mortgage Advice Ltd (WMAL) must notify the FCA if WMAL intends to engage or employ the services of any current or former director, shareholder or employee of MSM Independent Financial Services Limited (FRN 207536) (MSM). This includes but is not limited to: (a) as an employee, director, consultant or agent; and/or (b) making referrals/introductions of clients or business to and/or receiving referrals/introductions of clients or business from. WMAL must not engage or employ the services of any Persons captured under this Requirement without first providing notification to the FCA in accordance with this Requirement. 2. WMAL will only onboard or otherwise advise clients currently or formerly advised by MSM other than those set out in the Annex to this document, with the FCA's prior written consent. 3. WMAL must within 14 days from the effective date appoint an independent compliance consultant to (i) carry out a pre-sale file review of the suitability of advice to be given in relation to 100% of WMAL's client files for a minimum period of 12 months from the date of appointment.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Wealth and Mortgage Advice Ltd FCA authorised?
Yes, Wealth and Mortgage Advice Ltd (FRN 1023904) is authorised by the FCA to carry out regulated activities.
Is my money safe with Wealth and Mortgage Advice?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wealth and Mortgage Advice to the Financial Ombudsman Service, free of charge.
Is Wealth and Mortgage Advice a scam or clone?
Wealth and Mortgage Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Wealth and Mortgage Advice's Firm Reference Number (FRN)?
Wealth and Mortgage Advice's FRN is 1023904. You can verify it on the FCA register.