Well Financial Limited

Reference number: 994623

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Well Financial Limited (FRN 994623) is an AR of The Right Mortgage Limited (FRN 649443). When you use Well Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Well Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01206 326161

  • Verified address

    Unit 15E, Field House, Business Park Airfield, Earls Colne, Colchester, Essex, CO6 2NS, United Kingdom

Company details

From the company's Companies House record.

Company number
14517142
Company status
Active
Company type
Private limited company
Incorporated
30 November 2022 (3 years old)
Registered office
Unit 15e Field House, Lancaster Way Business Park Airfield, Earls Colne, Colchester, CO6 2NS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Daniel James Dawes Director Apr 1983 30 Nov 2022
Christopher Guy Harland Director May 1975 30 Nov 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Well Financial Limited FCA authorised?
Well Financial Limited (FRN 994623) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Well Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Well Financial Limited (FRN 994623) is an AR of The Right Mortgage Limited (FRN 649443). When you use Well Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Well Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Well Financial?
Protection works through The Right Mortgage Limited, the principal firm responsible for Well Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Well Financial a scam or clone?
Well Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Well Financial's Firm Reference Number (FRN)?
Well Financial's FRN is 994623. You can verify it on the FCA register.