Wessex Credit Ltd

Reference number: 705182

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01225 762494

  • Verified address

    3 Old Farm Road, West Ashton, Trowbridge, Wiltshire, BA14 6FP, United Kingdom

Also trades as
  • HOMECREDIT4U

Company details

From the company's Companies House record.

Company number
07893126
Company status
Active
Company type
Private limited company
Incorporated
28 December 2011 (14 years old)
Registered office
3 Old Farm Road, West Ashton, Trowbridge, BA14 6FP, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)
  • Other letting and operating of own or leased real estate (SIC 68209)

Current directors and secretaries

Name Role Born Appointed
Michael Anthony Corcoran Director Sep 1947 28 Dec 2011
Louisa Joyce Corcoran Director Nov 1978 1 Mar 2015
Dominic Patrick Corcoran Director May 1972 2 Mar 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Wessex Credit Ltd FCA authorised?
Yes, Wessex Credit Ltd (FRN 705182) is authorised by the FCA to carry out regulated activities.
Is my money safe with Wessex Credit?
Protection depends on which product you hold and how Wessex Credit handles your money, so check the specific product before you commit. You can also refer complaints about Wessex Credit to the Financial Ombudsman Service, free of charge.
Is Wessex Credit a scam or clone?
Wessex Credit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Wessex Credit's Firm Reference Number (FRN)?
Wessex Credit's FRN is 705182. You can verify it on the FCA register.