West Bay Insurance Plc

Reference number: 211787

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    +35020048488

  • Verified address

    Suite 846-848, Europort, Gibraltar, Not Known, Gibraltar

Also trades as
  • Zenith Insurance

Activities and protection

What the record covers, and how you are protected

Permissions on the FCA record

  • Hold or safeguard your money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Zenith Insurance Plc

Complaints record

In January–June 2025, the Financial Ombudsman Service received 84 new complaints about this firm, and upheld 37% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Insurance 84

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is West Bay Insurance Plc FCA authorised?
Yes, West Bay Insurance Plc (FRN 211787) is authorised by the FCA to carry out regulated activities.
Is my money safe with West Bay Insurance?
Protection depends on which product you hold and how West Bay Insurance handles your money, so check the specific product before you commit. You can also refer complaints about West Bay Insurance to the Financial Ombudsman Service, free of charge.
Is West Bay Insurance a scam or clone?
West Bay Insurance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is West Bay Insurance's Firm Reference Number (FRN)?
West Bay Insurance's FRN is 211787. You can verify it on the FCA register.