West Lancashire Debt Advice

Reference number: 618876

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Authorised by the FCA

West Lancashire Debt Advice is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is West Lancashire Debt Advice FCA authorised?
Yes, West Lancashire Debt Advice (FRN 618876) is authorised by the FCA to carry out regulated activities.
Is my money safe with West Lancashire Debt Advice?
Protection depends on which product you hold and how West Lancashire Debt Advice handles your money, so check the specific product before you commit. You can also refer complaints about West Lancashire Debt Advice to the Financial Ombudsman Service, free of charge.
Is West Lancashire Debt Advice a scam or clone?
West Lancashire Debt Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is West Lancashire Debt Advice's Firm Reference Number (FRN)?
West Lancashire Debt Advice's FRN is 618876. You can verify it on the FCA register.