West One Loan Limited

Reference number: 510024

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • West One
  • West One Bridging
  • West One Loans
  • West One Secured Lending

Company details

From the company's Companies House record.

Company number
05385677
Company status
Active
Company type
Private limited company
Incorporated
8 March 2005 (21 years old)
Registered office
Third Floor The Edward Hyde Building, 38 Clarendon Road, Watford, WD17 1JW, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Emily Henrietta Gestetner Director Apr 1967 8 Aug 2014
Danny Stephen Waters Director Oct 1984 8 Aug 2014
Stephen Andrew Hogg Director Feb 1982 11 Oct 2019
Mark Preston Director Feb 1960 3 Apr 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Run or oversee funds FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

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Show FCA detail (5 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender
  • Managing an unauthorised AIF

Limits on what they may do

  • Must not control client money & Assets
    The firm may hold but must not control client money or assets.
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Small Authorised UK AIFM (Sub-Threshold)
    The total value of assets under management by the firm must not exceed the relevant threshold as set out in Article 3(2) of AIFMD (as determined under Chapter II, section I of the AIFMD level 2 regulation). In the event that the relevant threshold is breached, the firm must submit an application for authorisation as a Full-scope UK AIFM to the FCA

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is West One Loan Limited FCA authorised?
Yes, West One Loan Limited (FRN 510024) is authorised by the FCA to carry out regulated activities.
Is my money safe with West One Loan?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about West One Loan to the Financial Ombudsman Service, free of charge.
Is West One Loan a scam or clone?
West One Loan is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is West One Loan's Firm Reference Number (FRN)?
West One Loan's FRN is 510024. You can verify it on the FCA register.