Western Circle Ltd
Reference number: 714479
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Office 8, 2A Highfield Avenue, London, NW11 9ET, United Kingdom
Also trades as 7 other names
- Cashfloat
- Pay Day Bad Credit
- Paydayloansnet
- Payday Loans Online
- Peraloans
- Personal Loans Now
- Quick Loans Express
Company details
From the company's Companies House record.
- Company number
- 07581337
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 March 2011 (15 years old)
- Registered office
- Office 8 Zohar Court, 2a Highfield Avenue, London, NW11 9ET, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
- Other credit granting not elsewhere classified (SIC 64929)
- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Jeremy Lloyd | Director | May 1986 | 23 Apr 2012 |
| Julie Darmudas | Director | Mar 1977 | 6 Oct 2024 |
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (2)
- 020 3137 3270
- 07391 892241
Fake email addresses (1)
- info@floatingmoney.co.uk
Fake websites (1)
- floatingmoney.co.uk
The 2 FCA warnings these came from
- Floating Money 30 March 2023
- Cash Float / Cash Float Loans 9 January 2017
Scammers change these details often. Always check the live FCA warning.
Activities and protection
What they can do, and how you are protected
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
- Credit Broking
- Entering into high-cost short-term credit as lender
- Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Names it no longer trades under
This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- Personal Loans Now
- Quick Loans Express
- The Proper
Complaints record
In January–June 2025, the Financial Ombudsman Service received 81 new complaints about this firm, and upheld 4% of the ones it decided.
That is below the 31% median for the firms the Ombudsman reports on.
- Banking and credit 81
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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Common questions