WESTERN ISLES CITIZENS ADVICE SERVICE

Reference number: 617486

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC270038
Company status
Active
Company type
Private company limited by guarantee
Incorporated
30 June 2004 (22 years old)
Registered office
Lewis Citizens Advice Bureau 41 - 43, Westview Terrace, Stornoway, Isle Of Lewis, HS1 2HP, Scotland
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Current directors and secretaries

Name Role Born Appointed
Erica Katherine Geddes Director May 1982 18 Jun 2021
Murdo Maclean Director Apr 1965 8 Jul 2021
Fiona Margaret Smith Macleod Director Jun 1959 9 Dec 2021
Dez Cross Director Jul 1966 31 Aug 2023
Susan Ann Macaulay Director Mar 1972 31 Aug 2023
Marie Patricia Campbell Director Nov 1948 2 Oct 2023
Peadar Ingvald Godhavn Smith Director Nov 1989 2 Oct 2023

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is WESTERN ISLES CITIZENS ADVICE SERVICE FCA authorised?
Yes, WESTERN ISLES CITIZENS ADVICE SERVICE (FRN 617486) is authorised by the FCA to carry out regulated activities.
Is my money safe with WESTERN ISLES CITIZENS ADVICE SERVICE?
Protection depends on which product you hold and how WESTERN ISLES CITIZENS ADVICE SERVICE handles your money, so check the specific product before you commit. You can also refer complaints about WESTERN ISLES CITIZENS ADVICE SERVICE to the Financial Ombudsman Service, free of charge.
Is WESTERN ISLES CITIZENS ADVICE SERVICE a scam or clone?
WESTERN ISLES CITIZENS ADVICE SERVICE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is WESTERN ISLES CITIZENS ADVICE SERVICE's Firm Reference Number (FRN)?
WESTERN ISLES CITIZENS ADVICE SERVICE's FRN is 617486. You can verify it on the FCA register.