WESTERN LOANS LIMITED

Reference number: 688498

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07881 305778

  • Verified address

    western loans ltd, 10a charles street, newport, gwent, NP20 1JU, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
00779828
Company status
Active
Company type
Private limited company
Incorporated
5 November 1963 (62 years old)
Registered office
10a Charles Street, Newport, NP20 1JU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Hannah Smithson Director Feb 1978 4 Apr 2024
Emily Leclare-Chard Director Feb 1969 1 Jul 2025

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 07378 553360
  • 07868 808698
Fake email addresses (2)
  • dr.johnje-oris@westernloansltd.org
  • hi@westernloansltd.org
Fake websites (1)
  • westernloansltd.org
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Entering into high-cost short-term credit as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

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Common questions

Frequently asked questions

Is WESTERN LOANS LIMITED FCA authorised?
Yes, WESTERN LOANS LIMITED (FRN 688498) is authorised by the FCA to carry out regulated activities.
Is my money safe with WESTERN LOANS?
Protection depends on which product you hold and how WESTERN LOANS handles your money, so check the specific product before you commit. You can also refer complaints about WESTERN LOANS to the Financial Ombudsman Service, free of charge.
Is WESTERN LOANS a scam or clone?
WESTERN LOANS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is WESTERN LOANS's Firm Reference Number (FRN)?
WESTERN LOANS's FRN is 688498. You can verify it on the FCA register.