White Cart Credit Union Limited

Reference number: 213903

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.

    Check your FSCS cover →

Show FCA detail (1 permission)
  • Accepting Deposits

Limits on what they may do

  • Version 1 credit union.
    The firm must only operate as a version 1 credit union.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is White Cart Credit Union Limited FCA authorised?
Yes, White Cart Credit Union Limited (FRN 213903) is authorised by the FCA to carry out regulated activities.
Is my money safe with White Cart Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about White Cart Credit Union to the Financial Ombudsman Service, free of charge.
Is White Cart Credit Union a scam or clone?
White Cart Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is White Cart Credit Union's Firm Reference Number (FRN)?
White Cart Credit Union's FRN is 213903. You can verify it on the FCA register.