Whitecap UK Branch

Reference number: 1018236

Instant download

Appointed representative

Whitecap UK Branch does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

BRW BROKERS LIMITED Reference number: 522062 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Whitecap UK Branch (FRN 1018236) is an AR of BRW BROKERS LIMITED (FRN 522062). When you use Whitecap UK Branch's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Whitecap UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through BRW BROKERS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Whitecap UK Branch FCA authorised?
Whitecap UK Branch (FRN 1018236) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Whitecap UK Branch?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Whitecap UK Branch (FRN 1018236) is an AR of BRW BROKERS LIMITED (FRN 522062). When you use Whitecap UK Branch's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Whitecap UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Whitecap UK Branch?
Protection works through BRW BROKERS LIMITED, the principal firm responsible for Whitecap UK Branch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Whitecap UK Branch a scam or clone?
Whitecap UK Branch is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Whitecap UK Branch's Firm Reference Number (FRN)?
Whitecap UK Branch's FRN is 1018236. You can verify it on the FCA register.