WHITESTONE FINANCE LTD

Reference number: 1016824

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Crystal Business Finance Limited Reference number: 653671 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WHITESTONE FINANCE LTD (FRN 1016824) is an AR of Crystal Business Finance Limited (FRN 653671). When you use WHITESTONE FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WHITESTONE FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07514 437361

  • Verified address

    48 Church Lees, Great Linford, Milton Keynes, Milton Keynes, MK14 5ED, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
15802842
Company status
Active
Company type
Private limited company
Incorporated
25 June 2024 (2 years old)
Registered office
48 Church Lees, Great Linford, Milton Keynes, MK14 5ED, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Jamie White Director Jan 2003 25 Jun 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Crystal Business Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is WHITESTONE FINANCE LTD FCA authorised?
WHITESTONE FINANCE LTD (FRN 1016824) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for WHITESTONE FINANCE?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WHITESTONE FINANCE LTD (FRN 1016824) is an AR of Crystal Business Finance Limited (FRN 653671). When you use WHITESTONE FINANCE's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from WHITESTONE FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with WHITESTONE FINANCE?
Protection works through Crystal Business Finance Limited, the principal firm responsible for WHITESTONE FINANCE's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is WHITESTONE FINANCE a scam or clone?
WHITESTONE FINANCE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is WHITESTONE FINANCE's Firm Reference Number (FRN)?
WHITESTONE FINANCE's FRN is 1016824. You can verify it on the FCA register.