Whybrow Commercial Limited

Reference number: 416547

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Whybrow Commercial Limited (FRN 416547) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Whybrow Commercial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Whybrow Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Whybrow

Company details

From the company's Companies House record.

Company number
02155295
Company status
Active
Company type
Private limited company
Incorporated
17 August 1987 (38 years old)
Registered office
2 De Grey Road, Colchester, CO4 5YQ
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Current directors and secretaries

Name Role Born Appointed
Jamie Bartholomew Redden Director Jul 1975 1 Mar 2016
Alex Beresford Director Nov 1987 31 May 2022
Paul Charles Beresford Director Apr 1956 31 May 2022
Scott James Barlow Director Mar 1972 1 Sep 2025
James Alexander Hazell Director Feb 1984 31 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Whybrow & Dodds Ltd

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Whybrow Commercial Limited FCA authorised?
Whybrow Commercial Limited (FRN 416547) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Whybrow Commercial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Whybrow Commercial Limited (FRN 416547) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Whybrow Commercial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Whybrow Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Whybrow Commercial?
Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for Whybrow Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Whybrow Commercial a scam or clone?
Whybrow Commercial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Whybrow Commercial's Firm Reference Number (FRN)?
Whybrow Commercial's FRN is 416547. You can verify it on the FCA register.